Ladysmith, B.C.

Ladysmith Downtown Business Association

Ladysmith is located on the eastern shores of beautiful Vancouver Island in British Columbia. With a population of over 8,000, it has a thriving downtown business community centered around historic First Avenue.

Ladysmith from the air

The LDBA actively works to cultivate an environment of economic and cultural vibrancy in the Ladysmith downtown core. The meeting schedule is:

  • Executive/Marketing Committee: 1st Thursday of every month
  • General Membership: 3rd Thursday of every month

Latest LDBA News, Articles and Events

LCU Insurance

lcu_insurance

Company name: LCU Insurance Agencies Ltd.
Website: www.lcuinsurance.ca
Contact name: Kimberley Judson
Address: 330 First Ave., PO Box 100, Ladysmith, BC  V9G 1A1 [ see Google map ]
Phone: (250) 245-2268
Fax: (250) 245-3827

Why not read the rest of this article?

Posted by Teddy McCrea under: Insurance; Members.

Atchison Palmer Leslie – Chartered Accountants

Company name: Atchison Palmer Leslie, Chartered Accountants
Website:
www.aplaccountants.com
Contact name
: Tammy Leslie, Peter Sinclair
Year formed:
1997
Address:
622 1st Avenue, #202, Ladysmith B.C. V9G 1A9
Phone:
(250) 245-1429
Fax: (250) 245-1421
Toll-free: 1-800-818-5703

Why not read the rest of this article?

Posted by Webmaster under: Accountants; Featured Business; Members.

What About the Stuff?

Surviving partnerIn my previous article—When You are the Surviving Partner—I wrote about what most of us don’t want to talk about – Death.  Well, here is the question: “What happens when we die?”  I am not talking about the spiritual realm; I am talking about the reality of who looks after the “stuff” when we are gone and what are the consequences. We first need to identify the stuff. Stuff for each of us can be different but the way it is treated after death is pretty much the same.

As we you progress through the various stages of your life, there are similar patterns that affect us all.  During our twenties we are usually trying to establish a career and establishing a life relationship with someone.  During our thirties we are well into learning what it means to have a mortgage and incur debt.  It is the time we dedicate to raising our children and helping them prepare for their life’s journey.  By the time we get into our forties, the kids are facing graduation, furthering their education and perhaps starting on a career path of their own.  Fifty comes along and guess what, so do the grand children and it is also the time we start focusing on paying down our mortgages and thinking seriously about our retirement.  From the sixties on and through our seventies we occupy our time living the life we thought we always wanted or at least we believe we have come to deserve.  From about eighty on we are content to enjoy and reflect on all the things that we have held sacred during out lives and take pleasure in the little things that more of the heart.

Why not read the rest of this article?

Posted by Webmaster under: Articles.

The Cash Store

Cash Store

Company name: The Cash Store
Website: Listed on www.cashstore.ca
Contact name: kim Geneau
Year formed: 2009
Address: P.O. Box 1286, 16 High Street, Ladysmith, B.C. V9G 1A8
Phone: (250) 245-2242
Fax: (250) 245-0395

Why not read the rest of this article?

Posted by Webmaster under: Financial; Members.

When You Are The Surviving Partner

It’s not nice to contemplate, but one of you will probably pass away before the other.  As the surviving spouse, you will have some details to attend to and may need some direction or assistance along the way.

Surviving partner

First of all, remember that your deceased partner’s final tax return is due six months after the death, or by April 30th in the year after the year of death – whichever is later.  Generally, the executor files the tax return, but it’s something you should be aware of.

Why not read the rest of this article?

Posted by Webmaster under: Articles.

Michael Furlot, CSA

Michael Furlot

Company name: Michael D. Furlot (CSA)
Website: www.mfurlot.com
Contact name: Michael Furlot
Year formed: 2004
Address: Located in the Remax Building at the corner of Buller Ave and Trans Canada Hwy
Phone: (250) 245-2052
Toll Free: 1-866-746-2002

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Michael Furlot

Products We Provide

For individuals:

  • Life Insurance
  • Critical Illness Insurance
  • Disability Insurance
  • Travel Insurance
  • Long Term Care Insurance
  • G.I.C.’s
  • Bank accounts
  • Investments
  • Land Banking
  • Tax preferred investments
  • RRSP’s, RRIF’s and Tax-free Savings Accounts

For groups:

  • Employee Benefits including medical and dental
  • Group RRSP’s and Pension Plans
  • Registered Compensation Arrangements (RCA)

Services We Provide

  • Financial Planning
  • Retirement Planning
  • Estate Planning
  • Business Successor Planning

Upcoming Seminar

Making Your Business/Practice “Elder Friendly.”

Michael Furlot is an insurance and financial advisor who was one of the first CSA (Certified Senior Advisors) in Canada. The CSA mandate is to be an advocate for seniors. The academy of senior advisors educates members on the specific habits, attitudes, behavior and needs of seniors.

Location: Location: Royal Canadian Legion – 621 1st Ave. Ladysmith, BC

Date: November 17, 2010

Time: 6:30-8:30pm

Call Michael Furlot for professional insurance and financial services.

CSA

“My commitment to you is to act with the care and diligence of a reasonable and prudent person conducting his or her own financial affairs.”

Posted by Webmaster under: Financial; Members.

2010 Membership!

Renew your 2010 membership and keep the momentum going!

Download the 2010 application (PDF)

Advertise With Us!

Get maximum exposure for your business by taking advantage of the LDBA's surging membership and readership.

We now have new advertising opportunities with the LDBA!

Contact us today to maximize your business to the community and beyond!

Have an Idea?

Idea

If you have an idea to propose to the LDBA, please send it through.

Download the PDF